Dental Insurance – Is it available in India?
When you think of a major medical expense, you would envisage a heart ailment, a stroke or cancer that can cause a huge expense. A dental expense usually does not cross the mind but mind you a hole in your tooth can also drill a hole in your savings. Dental implants charges range from Rs 20,000/- to Rs 60,000/-. Orthodontics (braces) charges range from Rs 25,000/- to Rs 1,00,000/-. Root canal treatment can range from Rs 3000/- to Rs 7,000/- per tooth. So, the next logical question would be to know about the dental insurance options available. Dental Insurance Plans: Sadly, not much options are available. Unlike the western countries, where many standalone dental plans with comprehensive coverage are available, our country has a lot of catching up to do in this regard. Currently, no standalone dental insurance plan exists. Most of the health insurance plans cover dental treatment only if it is caused by an accidental bodily injury. Hospitalization...